Buying Shares

How to purchase Institutional Shares directly from The Commerce Funds*

Customize your account - considerations before purchasing shares

Automatic Investments

The Automatic Investment feature lets you transfer money from your financial institution account into your Fund account automatically either on the 1st or 15th of the month. The Automatic Investment feature is one way to use dollar cost averaging to invest (see below). Only accounts at U.S. financial institutions that permit automatic withdrawals through the Automated Clearing House (ACH) are eligible. Check with your financial institution to determine eligibility.

Dollar Cost Averaging
Dollar cost averaging involves investing a dollar amount at regular intervals. Because more shares are purchased during periods with lower share prices and fewer shares are purchased when the price is higher, your average cost per share may be reduced.

• In order to be effective, dollar cost averaging should be followed on a regular basis.
• You should be aware, that shares bought using dollar cost averaging are made without regard to their price on the day of investment or to market trends.
• while you may find dollar cost averaging to be beneficial, it will not prevent a loss if you ultimately redeem your shares at a price that is lower than their purchase price.
• Dollar cost averaging does not assure a profit or protect against a loss in a declining market.
• Since dollar cost averaging involves investment in securities regardless of fluctuating price levels, you should consider your financial ability to continue to purchase through periods of low price levels.
• You can invest through dollar cost averaging on your own or through the Automatic Investment feature described above.

How to Set up an Account and Purchase Shares

• Contact The Commerce Funds To Open Your Account.
  • By Mail: Complete an account application. Mail the completed application and a check payable to The Commerce Funds to:

    The Commerce Funds
    c/o Shareholder Services
    PO Box 219525
    Kansas City, MO 64121-9525

  • In Person: You are welcome to stop by a Commerce Bank office location (link to branch locator), where a registered investment representative can assist you in opening an account.
• Federal Regulations require you provide a certified Taxpayer Identification Number or social security number upon opening or reopening an account
• If your check used for investment does not clear, a fee may be imposed by the Transfer Agent. All payments by check must be made in U.S. dollars and must be drawn only on U.S. financial institutions.

*See "General Policies" for a description of 'The Commerce Funds' excessive trading policies. The Commerce Funds has authorized certain dealers to purchase shares of Funds on behalf of their clients. Some of the account features and instructions described in this section may not be applicable to clients of these dealers.

A prospectus for the Commerce Funds containing more complete information may be obtained by calling 1-800-995-6365 or bydownloading it from this website. Please consider a Fund's objectives, risks, and charges and expenses, and read the prospectus carefully before investing. The prospectus contains this and other information about the Fund.

The mutual funds referred to in this Web site are offered and sold only to persons residing in the United States and are offered by prospectus only. The prospectus contains more complete information about the funds, including charges and expenses, and should be read carefully before investing.